Best Restaurant Credit Card Reddit In 2023

4 Restaurant Credit Card / Some Local Restaurants Charging Fee For
4 Restaurant Credit Card / Some Local Restaurants Charging Fee For from


Are you a food lover who enjoys dining out at restaurants? If so, having a credit card that offers great rewards for restaurant purchases can be a game-changer. In this article, we will explore the best restaurant credit cards recommended by Reddit users in 2023. Whether you want to earn cash back, travel rewards, or simply enjoy exclusive dining perks, these credit cards have got you covered.

1. Chase Sapphire Preferred

According to Reddit users, the Chase Sapphire Preferred card is highly recommended for restaurant purchases. It offers 2x points per dollar spent on dining worldwide and has a generous sign-up bonus. These points can be transferred to various airline and hotel loyalty programs, making it perfect for frequent travelers who also enjoy dining out.

2. American Express Gold Card

The American Express Gold Card is another popular choice among Reddit users. It offers 4x points per dollar spent at restaurants worldwide and also includes a variety of other travel and dining benefits. The card does come with an annual fee, but many users find the rewards and perks outweigh the cost.

3. Capital One Savor Cash Rewards

If you prefer cash back rewards, the Capital One Savor Cash Rewards card is highly recommended. It offers an impressive 4% cash back on dining and entertainment purchases, making it perfect for foodies who frequently enjoy dining out and attending events. The card also has no foreign transaction fees, making it a great option for international travel.

4. Citi Prestige

The Citi Prestige card is known for its excellent travel rewards, but it also offers a generous rewards rate for dining. Reddit users praise the card for its 5x points per dollar spent at restaurants and even 5x points for air travel. The card does have a high annual fee, but if you are a frequent traveler who values luxury perks, it may be worth considering.

5. Discover it Cash Back

For those who prefer a no annual fee credit card, the Discover it Cash Back card is a top recommendation. While it doesn’t offer specific dining rewards, it does have rotating quarterly categories where you can earn 5% cash back on up to $1,500 in purchases. Keep an eye out for quarters where restaurants are included, and you can maximize your rewards.


When it comes to finding the best restaurant credit card in 2023, Reddit users have shared their top recommendations. From the Chase Sapphire Preferred and American Express Gold Card for travel enthusiasts to the Capital One Savor Cash Rewards and Discover it Cash Back for cash back lovers, there is a credit card to suit every foodie’s preferences. Consider your spending habits, travel goals, and reward preferences to find the perfect credit card for your dining adventures.

Disclaimer: The information provided in this article is for informational purposes only. Please do your own research and consider your own financial situation before applying for any credit card.